Professional Indemnity and Public Liability Insurance
This policy is designed to protect you for legal liability for accidental damage to other people's property that you or your employees cause in the course of your business. It could also help with a claim against your business if someone was injured at your business premises or as a consequence of work carried out by your business.
This policy covers you if you or one of your employees unintentionally breaches one of the laws of the country and as a result face fines, penalties or reparations and have to cover unforeseen legal expenses.
This is an important policy which can help cover the business owner if one of your team injures themselves while at work. It will help to cover your legal costs and also any penalties that you face from the authorities.